Market Research RSS Feedshttp://www.djsresearch.co.ukMarket Research RSS FeedsFri, 22 Aug 2025 11:30:13 BST Almost half of Gen Z are saving – but trusted advice on how to manage that money is missing, new research reveals http://www.djsresearch.co.uk/blog/article/Almost-half-of-Gen-Z-are-saving-but-trusted-advice-on-how-to-manage-that-money-is-missing-new-research-reveals-05712 http://www.djsresearch.co.uk/blog/article/Almost-half-of-Gen-Z-are-saving-but-trusted-advice-on-how-to-manage-that-money-is-missing-new-research-reveals-05712 A recent survey reveals that nearly half of Brits expect 2025 to be a financially challenging year A recent survey reveals that nearly half of Brits expect 2025 to be a financially challenging year: A recent survey has highlighted Briton's biggest money concerns for 2025, with just under half of those polled (45%) anticipating a difficult financial year ahead. http://www.djsresearch.co.uk/blog/article/A-recent-survey-reveals-that-nearly-half-of-Brits-expect-2025-to-be-a-financially-challenging-year-05662 http://www.djsresearch.co.uk/blog/article/A-recent-survey-reveals-that-nearly-half-of-Brits-expect-2025-to-be-a-financially-challenging-year-05662 63% of households relied on credit cards or overdrafts to cover Christmas, finds survey 63% of households relied on credit cards or overdrafts to cover Christmas costs: A consumer survey has revealed that 63% of households relied on credit cards or overdrafts to pay for Christmas presents and other festive costs. http://www.djsresearch.co.uk/blog/article/63percent-of-households-relied-on-credit-cards-or-overdrafts-to-cover-Christmas-finds-survey-05283 http://www.djsresearch.co.uk/blog/article/63percent-of-households-relied-on-credit-cards-or-overdrafts-to-cover-Christmas-finds-survey-05283 More than a quarter of people who cannot afford to pay funeral costs use a credit card, finds survey More than a quarter of people who cannot afford to pay funeral costs use a credit card: A survey looking at funerals and how people pay for them has revealed that of those families experiencing 'notable financial concerns' (19%) more than a quarter put the outstanding fee on a credit card, up from 22% in 2021, with a third (33%) saying they took money from savings or investments to pay for their loved ones funeral care, a fall from 38% in 2021. http://www.djsresearch.co.uk/blog/article/More-than-a-quarter-of-people-who-cannot-afford-to-pay-funeral-costs-use-a-credit-card-finds-survey-05285 http://www.djsresearch.co.uk/blog/article/More-than-a-quarter-of-people-who-cannot-afford-to-pay-funeral-costs-use-a-credit-card-finds-survey-05285 Young employees prefer to use corporate credit cards for work expenses with cost of living crisis cited as main reason, finds survey Young employees prefer to use corporate credit cards for work expenses with cost of living crisis cited as main reason: A survey has revealed that many people do not want to put work expenses onto their personal credit card due to their own personal finances. Despite this, only one in 10 are required to use corporate cards for business purchases. http://www.djsresearch.co.uk/blog/article/Young-employees-prefer-to-use-corporate-credit-cards-for-work-expenses-with-cost-of-living-crisis-cited-as-main-reason-finds-survey-05306 http://www.djsresearch.co.uk/blog/article/Young-employees-prefer-to-use-corporate-credit-cards-for-work-expenses-with-cost-of-living-crisis-cited-as-main-reason-finds-survey-05306 46% of UK adults believe that getting professional financial advice is better than doing it themselves, finds survey 46% of UK adults believe that getting professional financial advice is better than doing it themselves: A survey of UK adults has revealed that almost half believe that seeking out professional financial advice is better than trying to do it themselves. http://www.djsresearch.co.uk/blog/article/46percent-of-UK-adults-believe-that-getting-professional-financial-advice-is-better-than-doing-it-themselves-finds-survey-05356 http://www.djsresearch.co.uk/blog/article/46percent-of-UK-adults-believe-that-getting-professional-financial-advice-is-better-than-doing-it-themselves-finds-survey-05356 Seven out of 10 independent financial advisors believe the FCA has been unclear about Consumer Duty, finds survey Seven out of 10 independent financial advisors believe the FCA has been unclear about Consumer Duty: A survey has found that of the independent financial advisors (IFAs) polled ahead of the July deadline for the implementation of the Consumer Duty, 70% believe the Financial Conduct Authority (FCA) had been unclear. http://www.djsresearch.co.uk/blog/article/Seven-out-of-10-independent-financial-advisors-believe-the-FCA-has-been-unclear-about-Consumer-Duty-finds-survey-05445 http://www.djsresearch.co.uk/blog/article/Seven-out-of-10-independent-financial-advisors-believe-the-FCA-has-been-unclear-about-Consumer-Duty-finds-survey-05445 One in 10 UK mortgage holders will be unable to afford payments if costs continue to rise, finds survey One in 10 UK mortgage holders will be unable to afford payments if costs continue to rise: A survey has found that 10% of mortgage holders in the UK will not be able to afford their mortgage payments if the cost-of-living crisis continues to worsen. http://www.djsresearch.co.uk/blog/article/One-in-10-UK-mortgage-holders-will-be-unable-to-afford-payments-if-costs-continue-to-rise-finds-survey-05410 http://www.djsresearch.co.uk/blog/article/One-in-10-UK-mortgage-holders-will-be-unable-to-afford-payments-if-costs-continue-to-rise-finds-survey-05410 42% of Brits would leave the UK to retire if they were able to, finds survey 42% of Brits would leave the UK for retirement if they were able to: A new survey has found that 42% of Brits would leave the UK for their retirement if they were able to, with 17% 'strongly agreeing' they would do so. http://www.djsresearch.co.uk/blog/article/42percent-of-Brits-would-leave-the-UK-to-retire-if-they-were-able-to-finds-survey-05423 http://www.djsresearch.co.uk/blog/article/42percent-of-Brits-would-leave-the-UK-to-retire-if-they-were-able-to-finds-survey-05423 Survey reveals that older people are turning to credit to make ends meet due to the cost of living crisis Survey reveals that older people are turning to credit to make ends meet due to the cost of living crisis: A survey by the charity, Independent Age has revealed that people aged 65 and over are turning to credit cards and loans to make ends meet due to the cost of living crisis. http://www.djsresearch.co.uk/blog/article/Survey-reveals-that-older-people-are-turning-to-credit-to-make-ends-meet-due-to-the-cost-of-living-crisis-05444 http://www.djsresearch.co.uk/blog/article/Survey-reveals-that-older-people-are-turning-to-credit-to-make-ends-meet-due-to-the-cost-of-living-crisis-05444 Customer banking satisfaction survey reveals top-ranked personal current account providers Customer banking satisfaction survey reveals top-ranked personal current account providers: A survey by the Competition and Markets Authority has highlighted the top-ranking personal current account providers, as well as those at the bottom of the table. The survey also look at the top-ranked business accounts. http://www.djsresearch.co.uk/blog/article/Customer-banking-satisfaction-survey-reveals-top-ranked-personal-current-account-providers-05516 http://www.djsresearch.co.uk/blog/article/Customer-banking-satisfaction-survey-reveals-top-ranked-personal-current-account-providers-05516 64% of business decision makers predict that BaaS will be mainstream within the next five years 64% of business decision makers predict that BaaS will be mainstream within next five years: A survey of senior decision-makers at businesses across the UK, Belgium and the Netherlands has found that almost two-thirds believe that Banking-as-a-Service (BaaS) will be adopted by the mainstream within the next half decade. http://www.djsresearch.co.uk/blog/article/64percent-of-business-decision-makers-predict-that-BaaS-will-be-mainstream-within-the-next-five-years-05521 http://www.djsresearch.co.uk/blog/article/64percent-of-business-decision-makers-predict-that-BaaS-will-be-mainstream-within-the-next-five-years-05521 Survey highlights growing number of 'bridging borrowers' in UK to help make ends meet Survey highlights growing number of 'bridging borrowers' in UK to help make ends meet: A survey of UK borrowers has revealed a growing number of people using credit to cover essential spending, with one in four reporting turning to credit cards and overdrafts to make ends meet, 23% turning to instalment or delayed payment options, and 16% reporting taking out a loan to navigate life in the current climate. http://www.djsresearch.co.uk/blog/article/Survey-highlights-growing-number-of-bridging-borrowers-in-UK-to-help-make-ends-meet-05572 http://www.djsresearch.co.uk/blog/article/Survey-highlights-growing-number-of-bridging-borrowers-in-UK-to-help-make-ends-meet-05572 Seven in ten councils are unsure if they can balance their 2024 budget, recent survey finds Seven in ten councils are unsure if they can balance their 2024 budget: A recent survey has found that 7 in 10 councils are unsure if they can balance their 2024 budget due to increasing financial pressures. Before the 2023 Autumn Statement, just 4 in 10 of the councils surveyed said they weren't confident they could balance their budget but this has now risen to 7 in 10. http://www.djsresearch.co.uk/blog/article/Seven-in-ten-councils-are-unsure-if-they-can-balance-their-2024-budget-recent-survey-finds-05596 http://www.djsresearch.co.uk/blog/article/Seven-in-ten-councils-are-unsure-if-they-can-balance-their-2024-budget-recent-survey-finds-05596 Just 11% of people in Scotland 'entirely trust' the financial advice of the UK government, finds survey Just 11% of people in Scotland 'entirely trust' the financial advice of the UK government: A survey of people in Scotland has revealed that just 11% 'entirely trust' the financial advice or guidance of the UK government, with just marginally more entirely trusting the Scottish government (12%). http://www.djsresearch.co.uk/blog/article/Just-11percent-of-people-in-Scotland-entirely-trust-the-financial-advice-of-the-UK-government-finds-survey-05208 http://www.djsresearch.co.uk/blog/article/Just-11percent-of-people-in-Scotland-entirely-trust-the-financial-advice-of-the-UK-government-finds-survey-05208 Half of finance professionals say lack of automation is costing them money each month, according to poll Half of finance professionals say lack of automation is costing them money each month: A survey of companies with between 50 - 3,000 employees has revealed that almost half of the finance and accounting professionals polled believe that a lack of automation is costing them time and money every month. http://www.djsresearch.co.uk/blog/article/Half-of-finance-professionals-say-lack-of-automation-is-costing-them-money-each-month-according-to-poll-05137 http://www.djsresearch.co.uk/blog/article/Half-of-finance-professionals-say-lack-of-automation-is-costing-them-money-each-month-according-to-poll-05137 61% of financial service organisations are using AI, or plan to in the future, survey reveals 61% of financial service organisations are using AI, or plan to in the future: A recent survey into the use of artificial intelligence in financial services has revealed that over six in 10 companies in the sector are using, or are planning to use AI in the future. However, almost a third (31%) say they are still waiting for a return on their investment when it comes to AI. Furthermore, 35% said they were in a 'test-and-learn' phase of AI adoption showing room for growth in the sector. The survey, by Quantexa and AI Forum, polled 640 senior business and technology managers with most coming from North America (56%) and Europe (31%). The study aimed to understand how AI is used in companies today, and how they plan to use it in the future. When asked about the reasons for not using artificial intelligence in the near future, respondents cited 'data readiness', the 'ability to use internal and external data', and 'making AI operational' as the three main issues. The study also looked into the main uses for AI, with risk detection and customer onboarding accounting for 29% of all primary usage. Although many people are not seeing a big enough return on investment through artificial intelligence, 41% of those surveyed said their ROI was good; with 8% stating an outstanding return. Vishal Marria, Chief Executive and Founder of Quantexa, said: 'AI and technological advances such as entity resolution are helping close this data decision gap in a strategic and measured way, allowing organizations to connect siloed data to create a meaningful connected view, that directly leads to higher accuracy, productivity and ultimately trusted decision making.' http://www.djsresearch.co.uk/blog/article/61percent-of-financial-service-organisations-are-using-AI-or-plan-to-in-the-future-survey-reveals-05081 http://www.djsresearch.co.uk/blog/article/61percent-of-financial-service-organisations-are-using-AI-or-plan-to-in-the-future-survey-reveals-05081 Half UK adults with high-cost loans make minimum payment each month, finds survey Half UK adults with high-cost loans make minimum payment each month: A survey looking at the financial situation of people in the UK has revealed that almost half of those who have high-cost loans make only the minimum payment each month, with one in 10 saying that they are unable to afford even the minimum payment. http://www.djsresearch.co.uk/blog/article/Half-UK-adults-with-high-cost-loans-make-minimum-payment-each-month-finds-survey-05139 http://www.djsresearch.co.uk/blog/article/Half-UK-adults-with-high-cost-loans-make-minimum-payment-each-month-finds-survey-05139 27% of people in UK struggling financially as a result of rising cost of living, finds survey 27% of people in UK struggling financially as a result of rising cost of living: A survey has revealed that as the UK feels the impact of the cost of living crisis, 27% of people report that they are already struggling to make ends meet as inflation rises to its highest level in nearly 30 years. http://www.djsresearch.co.uk/blog/article/27percent-of-people-in-UK-struggling-financially-as-a-result-of-rising-cost-of-living-finds-survey-05076 http://www.djsresearch.co.uk/blog/article/27percent-of-people-in-UK-struggling-financially-as-a-result-of-rising-cost-of-living-finds-survey-05076 Two-thirds of Brits, who took early retirement, report increased happiness since making the decision to leave employment, reveals survey Two-thirds of Brits, who took an early retirement, report increased happiness since their decision to leave employment: A survey by Aviva has revealed that just over 66% of early retirees say they feel happier since leaving their job. Furthermore, one in five said they feel the age of 55 is the right age to retire as they can gain access to their pension savings. Furthermore, half of those surveyed stated an improvement to their physical wellbeing as a result of retiring, with 57% saying the same about their mental wellbeing. The study polled 2,000 British adults to find patterns in when and why people choose to retire. The survey also found that just over a quarter (26%) made the decision to retire when they felt financially stable enough to do so. Furthermore, 22% of respondents said they felt retirement helped them become more financially stable, with a further 33% stating that having a defined benefit pension enabled them to retire when they did. On the other hand, 47% saw a decrease to their finances as a result of taking an early retirement, with half of women stating they took a financial hit when they retired. In contrast, just 44% of men reported a decrease in wealth after retirement. Currently, the UK state pension age is 66, however many people said they are comfortable to retire before then. It is also estimated that the state pension age will go up to 67 before the year 2030, and could be as high as 69 by the middle of the century. Alistair McQueen, head of savings and retirement at Aviva, said: 'It's important to learn from the lesson that, while happiness soars in retirement, many people find their finances take the strain when they retire early. If you aspire to retire early, it's vital you plan your finances to be sustainable for the long-term.' http://www.djsresearch.co.uk/blog/article/Two-thirds-of-Brits-who-took-early-retirement-report-increased-happiness-since-making-the-decision-to-leave-employment-reveals-survey-05003 http://www.djsresearch.co.uk/blog/article/Two-thirds-of-Brits-who-took-early-retirement-report-increased-happiness-since-making-the-decision-to-leave-employment-reveals-survey-05003