Market Research RSS Feedshttp://www.djsresearch.co.ukMarket Research RSS FeedsSat, 31 Oct 2020 20:16:46 GMT 88% of consumers would be happy getting remote advice from their financial advisor, reveals survey 88% of consumers would be happy getting remote advice from their financial advisor: A survey has given insight into how consumers would prefer to engage with their financial advisor in the wake of the coronavirus pandemic. http://www.djsresearch.co.uk/blog/article/88percent-of-consumers-would-be-happy-getting-remote-advice-from-their-financial-advisor-reveals-survey-04704 http://www.djsresearch.co.uk/blog/article/88percent-of-consumers-would-be-happy-getting-remote-advice-from-their-financial-advisor-reveals-survey-04704 Survey reveals 4 in 10 workers are relying on new loans, credit cards or overdrafts to make ends meet due to pandemic Survey reveals 4 in 10 workers are relying on new loans, credit cards or overdrafts to make ends meet due to pandemic: A survey of UK workers has revealed that 40% are relying on at least one credit card, overdraft, or loan to get by. http://www.djsresearch.co.uk/blog/article/Survey-reveals-4-in-10-workers-are-relying-on-new-loans-credit-cards-or-overdrafts-to-make-ends-meet-due-to-pandemic-04720 http://www.djsresearch.co.uk/blog/article/Survey-reveals-4-in-10-workers-are-relying-on-new-loans-credit-cards-or-overdrafts-to-make-ends-meet-due-to-pandemic-04720 Workers on furlough three times more likely to have missed payments in last month, according to survey Workers on furlough three times more likely to have missed payments in last month: New research from Which? has revealed that people who have been furloughed by their employer, have had their hours reduced, or have been put on enforced leave are more likely to have missed at least one payment in the last month (13%), compared to just 4% of those who have continued to work as normal. http://www.djsresearch.co.uk/blog/article/Workers-on-furlough-three-times-more-likely-to-have-missed-payments-in-last-month-according-to-survey-04693 http://www.djsresearch.co.uk/blog/article/Workers-on-furlough-three-times-more-likely-to-have-missed-payments-in-last-month-according-to-survey-04693 Nearly three-quarters of banks have become 'more innovative' due to Covid-19, reveals survey Nearly three-quarters of banks have become 'more innovative' due to Covid-19: A survey of more than 250 senior executives from UK retail, commercial and investment banks has found that 72% have grown more innovative in 2020 as a result of changes due to Covid-19. http://www.djsresearch.co.uk/blog/article/Nearly-three-quarters-of-banks-have-become-more-innovative-due-to-Covid-19-reveals-survey-04710 http://www.djsresearch.co.uk/blog/article/Nearly-three-quarters-of-banks-have-become-more-innovative-due-to-Covid-19-reveals-survey-04710 A third of homeowners who have remortgaged have used extra cash for home improvements, reveals survey A third of homeowners who have remortgaged have used extra cash for home improvements: A survey of homeowners has found that a third of those who have remortgaged their homes in the last two years have used the extra cash to fund home improvements and increase their property value. http://www.djsresearch.co.uk/blog/article/A-third-of-homeowners-who-have-remortgaged-have-used-extra-cash-for-home-improvements-reveals-survey-04714 http://www.djsresearch.co.uk/blog/article/A-third-of-homeowners-who-have-remortgaged-have-used-extra-cash-for-home-improvements-reveals-survey-04714 Half mortgage applicants in 2020 turned down despite having an 'agreement in principle' in place, reveals survey Half mortgage applicants in 2020 turned down despite having an 'agreement in principle' in place: A survey has found that a significant number of homebuyers have been rejected for a mortgage since the outbreak of Covid-19, despite having an AIP in place. http://www.djsresearch.co.uk/blog/article/Half-mortgage-applicants-in-2020-turned-down-despite-having-an-agreement-in-principle-in-place-reveals-survey-04668 http://www.djsresearch.co.uk/blog/article/Half-mortgage-applicants-in-2020-turned-down-despite-having-an-agreement-in-principle-in-place-reveals-survey-04668 64% of people taking part in COVID-19 survey do not have personal insurance in place 64% of people taking part in COVID-19 survey do not have personal insurance in place: A survey of Britons focussing on the coronavirus pandemic and people's finances has found that almost two thirds (64%) do not have life insurance, income protection insurance, mortgage payment protection or unemployment insurance. http://www.djsresearch.co.uk/blog/article/64percent-of-people-taking-part-in-COVID-19-survey-do-not-have-personal-insurance-in-place-04620 http://www.djsresearch.co.uk/blog/article/64percent-of-people-taking-part-in-COVID-19-survey-do-not-have-personal-insurance-in-place-04620 75% of those who feel negative about their household finances are 'worried' about the further impact of coronavirus, according to survey 75% of those who feel negative about their household finances are 'worried' about the further impact of coronavirus: A survey has found that amongst people who already have negative feelings about their household financial situation, three-quarters are feeling worried about how coronavirus will impact them further. And of those feeling worried, almost two-fifths (38%) are feeling 'extremely worried'. http://www.djsresearch.co.uk/blog/article/75percent-of-those-who-feel-negative-about-their-household-finances-are-worried-about-the-further-impact-of-coronavirus-according-to-survey-04566 http://www.djsresearch.co.uk/blog/article/75percent-of-those-who-feel-negative-about-their-household-finances-are-worried-about-the-further-impact-of-coronavirus-according-to-survey-04566 Citizens Advice Scotland survey reveals a quarter of Scottish adults find it ‘difficult’ to make ends meet on their current salary Citizens Advice Scotland survey reveals a quarter of Scottish adults find it 'difficult' to make ends meet on their current salary: A survey has found that many people in Scotland have concerns around their finances, with a quarter admitting they find it 'difficult' or 'very difficult' to cope on their current salary. http://www.djsresearch.co.uk/blog/article/Citizens-Advice-Scotland-survey-reveals-a-quarter-of-Scottish-adults-find-it-difficult-to-make-ends-meet-on-their-current-salary-04551 http://www.djsresearch.co.uk/blog/article/Citizens-Advice-Scotland-survey-reveals-a-quarter-of-Scottish-adults-find-it-difficult-to-make-ends-meet-on-their-current-salary-04551 A quarter of Brits feel 'uncomfortable' with online banking, reveals survey A quarter of Brits feel 'uncomfortable' with online banking: A survey asking UK adults how they manage their money has found that almost a quarter (23%) are 'uncomfortable' with banking online, with more than a third (35%) revealing they avoid mobile banking apps. http://www.djsresearch.co.uk/blog/article/A-quarter-of-Brits-feel-uncomfortable-with-online-banking-reveals-survey-04541 http://www.djsresearch.co.uk/blog/article/A-quarter-of-Brits-feel-uncomfortable-with-online-banking-reveals-survey-04541 Aftermath of Brexit the greatest challenge facing the financial services sector in 2020, according to industry poll Aftermath of Brexit the greatest challenge facing the financial services sector in 2020: A survey of UK financial services workers has found that six in ten (61%) believe that the greatest challenge they will face in 2020 will be the aftermath of Britain leaving the EU. http://www.djsresearch.co.uk/blog/article/Aftermath-of-Brexit-the-greatest-challenge-facing-the-financial-services-sector-in-2020-according-to-industry-poll-04503 http://www.djsresearch.co.uk/blog/article/Aftermath-of-Brexit-the-greatest-challenge-facing-the-financial-services-sector-in-2020-according-to-industry-poll-04503 AI has the potential to transform financial sector, say 67% of finance workers AI has the potential to transform financial sector, say 67% of finance workers: A recent survey of people who work in finance has found that two thirds believe investment in artificial Intelligence (AI) has the potential to transform many practices within the industry. http://www.djsresearch.co.uk/blog/article/AI-has-the-potential-to-transform-financial-sector-say-67percent-of-finance-workers-04489 http://www.djsresearch.co.uk/blog/article/AI-has-the-potential-to-transform-financial-sector-say-67percent-of-finance-workers-04489 Professionalism is 'most important' factor when choosing an insurance broker, according to survey Professionalism is 'most important' factor when choosing an insurance broker: When it comes to choosing an insurance broker a new survey conducted by Global Risk Partners (GRP) has found a third of respondents rank professionalism as the most important factor. http://www.djsresearch.co.uk/blog/article/Professionalism-is-most-important-factor-when-choosing-an-insurance-broker-according-to-survey-04468 http://www.djsresearch.co.uk/blog/article/Professionalism-is-most-important-factor-when-choosing-an-insurance-broker-according-to-survey-04468 Revealed: Top five signs you've reached 'financial maturity' according to poll Revealed: Top 5 signs you've reached 'financial maturity': Have you reached financial maturity? A survey of UK adults has revealed the top indicators that you have - with having a regularly paid-into savings account the top sign for two thirds of respondents (66%). http://www.djsresearch.co.uk/blog/article/Revealed-Top-five-signs-youve-reached-financial-maturity-according-to-poll-04464 http://www.djsresearch.co.uk/blog/article/Revealed-Top-five-signs-youve-reached-financial-maturity-according-to-poll-04464 Nearly a quarter of Brits need parents’ help to fund house deposit Nearly a quarter of Brits need parents' help to fund house deposit: A survey has found that almost a quarter of Brits (23.5%) have to enlist their parents' help (or other family members) when it comes to getting a deposit together to buy their first home. http://www.djsresearch.co.uk/blog/article/Nearly-a-quarter-of-Brits-need-parents-help-to-fund-house-deposit-04434 http://www.djsresearch.co.uk/blog/article/Nearly-a-quarter-of-Brits-need-parents-help-to-fund-house-deposit-04434 Renters are less likely to have life insurance than homeowners, reveals survey Renters are less likely to have life insurance than homeowners: A recent survey of 2,004 people in the UK has revealed that tenants are less likely to take out a life insurance or critical illness policy than homeowners. Only a quarter (26%) of renters polled said they had a policy, compared to 41% of homeowners. http://www.djsresearch.co.uk/blog/article/Renters-are-less-likely-to-have-life-insurance-than-homeowners-reveals-survey-04393 http://www.djsresearch.co.uk/blog/article/Renters-are-less-likely-to-have-life-insurance-than-homeowners-reveals-survey-04393 Three in 10 people in their 20s have no savings, finds poll Three in 10 people in their 20s have no savings: A survey asking young people about their finances has found 30% have no savings, while just under two thirds (65%) have less than £500. http://www.djsresearch.co.uk/blog/article/Three-in-10-people-in-their-20s-have-no-savings-finds-poll-04380 http://www.djsresearch.co.uk/blog/article/Three-in-10-people-in-their-20s-have-no-savings-finds-poll-04380 A quarter of parents may leave estate to grandchildren, finds survey A quarter of parents may leave estate to grandchildren: A survey of parents and millennial children has found 25% of parents are considering leaving their estate to their grandchildren, rather than their own children. It also found that 23% of millennials would not be happy if their parents by-passed them and passed on their estate to their grandkids instead. http://www.djsresearch.co.uk/blog/article/A-quarter-of-parents-may-leave-estate-to-grandchildren-finds-survey-04373 http://www.djsresearch.co.uk/blog/article/A-quarter-of-parents-may-leave-estate-to-grandchildren-finds-survey-04373 Only a third of Brits feel in control of their finances, reveals poll Only a third of Brits feel in control of their finances: A survey asking respondents questions about their finances and how they manage their money found that only a third feel 'in control' of their financial situation. http://www.djsresearch.co.uk/blog/article/Only-a-third-of-Brits-feel-in-control-of-their-finances-reveals-poll-04353 http://www.djsresearch.co.uk/blog/article/Only-a-third-of-Brits-feel-in-control-of-their-finances-reveals-poll-04353 A third of people do not have a pension, survey finds Third of people do not have a pension: A third of people in the UK do not have a pension in place to financially support them in retirement. The survey by Finder.com, a comparison website for personal finances revealed 35% said they are without a pension. A third (36%) do not know how much they have in their pension pot and 43% are not clear on how much they need to save. The survey polled 2,000 people and revealed a real lack of knowledge around pensions and how much one should amount to when it is time to retire. Among 54 ' 74 year-olds 48% admitted they were in the dark about how much they actually needed for their retirement. The survey revealed 21% of those polled thought £50,000 would be enough for their retirement ' which is considerably less than the minimum recommended figure of £260,000. For millennials, 32% think that £50,000 will be enough, compared to a quarter of Gen X respondents (25%) and 19% of baby boomers. When asked what they believe they will need to save for a comfortable retirement, millennials said £126,000, although 80% do not believe they will meet their predicted pension amount. Gen Xers predicted £188,000 although 75% do' feel they will reach their target and Baby Boomers predict they'll need £212,000 with only 59% thinking they'll meet the target before retirement. This says Finder, is 'even more concerning' when considering the estimated amounts are considerably below the recommended amount of £260,000 ' £445,000. The findings also show that despite auto-enrolment into workplace pensions, a third (35%) of respondents still are without a pension. Jon Ostler, CEO at Finder said: 'It's often not a priority at a younger age, but the cost of retirement for millennials is something to be prepared for, especially as a higher percentage of this generation are expected to rent in their retirement. http://www.djsresearch.co.uk/blog/article/A-third-of-people-do-not-have-a-pension-survey-finds-04260 http://www.djsresearch.co.uk/blog/article/A-third-of-people-do-not-have-a-pension-survey-finds-04260